Whether you are on a personal vacation or on a business trip, the expense of car rental insurance is a necessary one that is going to be around whether we like it or not. For most people on a trip, having any kind of accident or emergency inside a rental car has the ability to bankrupt us or the company that we work for, and neither of those is an acceptable outcome. The only real solution to this problem is car rental insurance.

However much we have to hold our nose and get car rental insurance when we used a rental car, there are still plenty of ways to reduce the costs that are incurred with this expenditure. This article will discuss a few of the ways that you can save a great deal of money on car rental insurance.

– Have rental insurance on your normal car insurance policy

Many car insurance policy will often include the ability to have automatic insurance put on your rental car. 11 times out of 10, this type of rental car insurance will be less expensive than the insurance that you will get at the rental car dealership. So if your insurance company offers this type of rental car insurance, take it. If it does not, you might want to consider switching up to an auto company that does.

– Get the smallest car available

As you might have thought, the smaller or economy sized cars on the car rental lot do not require as much insurance. The more expensive the car, the more you will be paying for insurance. So unless you’re meeting a celebrity or trying to get the Executive Vice President position in your firm, you can definitely get by with an economy car for the weekend.

– Keep your credit good

Believe it or not, your personal and business credit does play a role in the amount of money that you will have to pay for your rental car insurance. Those companies that do not allow you a discount are doing you a disservice. Choose a different car rental company, because there are definitely companies that take this into account.

– Get insurance under your business

Especially if you work for a large corporation, see if you can get a group insurance rate under the name of your business rather than having to take out the rental car insurance under your personal name.

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